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Insurance analysis tools

Educational calculators. Results are estimates from your inputs, not advice or quotes.

Term Life Need Estimator

All amounts in your own currency.

Enter values and select Calculate.

Assumptions: income replaced as level annual payments, constant return, no tax or inflation. Limitation: excludes many personal factors; not a recommendation of any amount.

Health Deductible Analyzer

Enter the figures from two plan documents. Amounts in your currency.

Plan A
Plan B
Enter values and select Compare plans.

Assumptions: one year, all costs in-network and covered, no co-pays or subsidies. Limitation: real claims vary; exclusions and network rules are not modelled.

Property Risk Assessment

Area in square feet; costs in your currency per square foot.

Choose values and select Assess.

Assumptions: simple point weights chosen for illustration, not actuarial. Limitation: not an insurer's risk rating; contents, liability and local hazards are not modelled.