[ FIND // DAILY ] POLICY·RADAR

Get a clearer view of what your policy covers.

Policyfinddaily brings together practical policy information, coverage tools and straightforward guides to help you explore limits, deductibles, exclusions and other details that can affect your coverage.

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No sign-up. Inputs stay in your browser. Information for general reference.

Coverage limit Deductible Exclusions Waiting period

Three analysis tools

Each tool lists its assumptions and limits next to the result.

All tools
Calculator and documents used for coverage planning

Term Life Need Estimator

Estimate a protection gap from income, debts and assets.

7 inputs

Open tool
Clinician with stethoscope representing health cover

Health Deductible Analyzer

Compare two plans at an assumed level of medical costs.

9 inputs

Open tool
Residential house exterior for property insurance

Property Risk Assessment

Score exposure factors and check the insured amount.

9 inputs

Open tool
Person reviewing and signing an insurance contract

A calm process for a complex document

  1. 1. Identify the risk. Decide which losses would hurt most.
  2. 2. Read the structure. Limits, deductibles, exclusions and conditions.
  3. 3. Model the numbers. Test scenarios with the tools.
  4. 4. Confirm with a licensed professional. They can advise on actual products.

Policy and risk management guides

Four categories, written as plain-language reference articles.

Terms to find in any policy

Term Plain meaning Check for
Premium Price of the cover Payment frequency and change rules
Deductible Loss you bear first Per claim or per period
Coinsurance Shared percentage of cost Out-of-pocket maximum
Limit Most the policy pays Sub-limits for specific items
Exclusion What is not covered Wording and definitions
Waiting period Delay before cover applies Which benefits it affects